In this easy to read and comprehensive new book you will learn hundreds of ways to secure and or reduce your insurance costs. If you do not have or cannot afford insurance, learn how to get it at an affordable price. The Internet and technology have created new ways to search for insurance; this book lists the Web sites, and tells you what to look for. Topics covered include how insurance works, insurance company rating, national and local firms, auto, health, and disability Insurance, along with worksheets and forms to assist you in your search for the best coverage at the lowest price.