The first thing to hit your eyes when you see this book's cover is, "I can make 1.29 million in forty years 2.87 million in fifty years " Wow What? Forty years? Fifty years ? Whom is the author kidding? Will I be around for fifty more years? That's half a century, practically. Why would you, the young investor, think you need to plan ahead that long? Why indeed? The payoff is great - but investing $5,000 every year, and not touching your money for forty years? Fifty years? Is this really NECESSARY??? MORE THAN YOU CAN IMAGINE The U.S. Census Bureau reports that the average life expectancy of the baby boomers is 74 years for men and 79 years for women, WORKING AN AVERAGE 40 YEARS. Just following the trend (by linear extrapolation) established in the last century, today's 25-45 year-olds, the "X" generation, will live an average of 101 years and 108 years respectively, AND SPEND 50-60 YEARS OF THEM WORKING. If you belong to the leading edge of the "Y" generation, starting off on your own, or looking for work, your chances of living for 120 years to ETERNITY are better than 80%. Don't believe me? Read "Fantastic Voyage: Live Long Enough to Live Forever" from Ray Kurzweil. Do you need the author's advice? You bet your savings