Banks have reeked their smoke screen of havoc with the people's wealth for thousands of years. The last targeted stronghold is the people's right to own real estate. Very few of those in the general populace know they don't need the banks to have peaceful and quiet enjoyment of their own home and commercial properties. Few believe they can be debt free and still own several income producing properties. The common consensus is that people must borrow taking any financially destructive loan shoved in their face, such as ARMs (adjustable rate mortgages) and Reverse Mortgages, naming two considered deadly to borrower's and their heirs. We're here to tell you loans are not necessary when buying and having no choice but to take a loan from the bank simply is not so. Anyone can buy that dream piece of property even if the so-called "credit score system" trashed his or her credit. Most don't know the credit score system rates "assumed character" not credit, forcing the judged to take higher interest rate loans and lower balances, or no loan. Hum. In this book you will not find the normal shuck and jive about no money down and get rich overnight hype. What you will find is a logical, systematic way to securely build your wealth in real estate through acquiring the necessary knowledge and understanding of what truly works in any market. You will gain substantial knowledge that lenders don't want you to know. You will see ways to recover from any past or current financial devastation that may have occurred in your life. No matter what your station in life currently is, you will be shown how to convert your position in to one of immutable power, authority and control by opening little known doors that can guarantee your immediate long-lasting success. The first lesson in Real Estate Wealth For Layman is: there is no free lunch, but there is lunch..........